Credit Review, HELOC, 2nd Products; Freddie and Fannie News; Cap. Markets

Lender and Broker Services, Products, and Software Newrez Wholesale has enhanced its partner protection program with Newrez Broker Protect, delivering broader and longer coverage for approved partners. Starting January 1, 2026, all approved broker partners receive 18 months of solicitation protection on funded Agency and Government loans. RezClub members gain even more with 30-month protection and a simplified 4-point qualification system. Plus, Newrez retains servicing on the vast majority of loans it originates, helping brokers build lasting customer relationships through protection programs, payoff referrals, and marketing support. Contact your Account Executive for details. Not signed up with Newrez Wholesale yet? Click here. “Arc Home’s Closed End Second gives delegated correspondents strong execution, with pricing as high as 107.5 on eligible scenarios. We offer fixed rate terms of 10, 15, 20, and 30 years. With loan amounts up to 500,000. CLTVs up to 80% on primary, second homes and investment properties eligible. Keep the low rate first lien in place while solving for cash, liquidity, and tax planning needs. Our team provides experience that keeps the process simple from lock to purchase. Let’s review eligibility, sample structures, and packaging tips so files move predictably. To schedule a meeting and learn more, contact Elliott Grumer.” “It’s been a record-breaking year for Spring EQ. And even though the year is winding down, we’re keeping the momentum going into 2026. Spring EQ now offers premium pricing on all products, giving you the opportunity to help your customers keep more money upfront by lowering their closing costs and choosing a higher rate (lump sum can’t exceed closing costs). With premium pricing, you can offer true no closing cost home equity loans, provide a better customer experience, and create more flexibility at closing. Lender paid compensation (LPC) is also now available on all products, including HELOANs, HELOCs, and our unique FIXLINE (fixed-rate HELOC). We have one other major product announcement coming your way. Keep an eye out for details in early January and contact your Spring EQ Account Executive to learn more. Visit EMMA to price, process, and manage your loans today. Not a partner? Join us: Wholesale | Correspondent.”