Asurity Forum; HELOC, 2nd, Non-QM Product News; Homebuyer Demographics

What are the attributes of a successful loan officer? In my years of listening to LOs compare notes, many mention “mindset” since the job sometimes can be a grind. LOs fully explore possible niches, manage their database, strive toward leadership, and are willing to understand lending regulations and comply. Regarding that last one, tomorrow’s The Big Picture (January 8) at 3PM ET features MQMR’s Scott Weintraub to break down the regulatory outlook under a new administration, including potential CFPB changes, enforcement priorities, and areas of lingering uncertainty for lenders. They also discuss the growing role of state regulators, where enforcement risk may surface in 2026, and what lenders should be doing now around QC, compliance, and risk management. For example, anyone doing business out in California is watching AB 801 which sets up CRA requirements in that state. (Today’s podcast can be found here. This week’s are sponsored by Polly. Polly operates the industry's only vertically integrated capital markets platform, purpose-built to maximize profitability through precision cost reduction, margin expansion, and real-time, loan-level attribution and profitability analysis. Today’s has an interview with Aliya's S.P Wijegoonaratna on properly structuring risk profiles of borrowers and the future of financial services embedded lending.) Asurity Forum Registration is now open for The 2026 Forum by Asurity®, presented in collaboration with premier sponsor RiskExec®, and taking place April 20–22 at The Roosevelt New Orleans. The 2026 Forum brings together leaders in Fair and Responsible Banking, CRA, compliance, and financial crimes for two days of practical, real-world insight. Hosted at The Roosevelt New Orleans, a Waldorf Astoria Hotel, the conference features dynamic panels of regulators, legal experts, and practitioners, along with hands-on sessions covering CRA modernization, fair lending, AI governance, and emerging supervisory priorities. Attendees can earn CRCM and CERP continuing education credits, with CLE credit anticipated pending state approvals. Designed for banks, credit unions, mortgage lenders, and their advisors, the Forum emphasizes candid peer discussion, actionable problem-solving methods, and meaningful professional connections. Capacity is limited. Reserve your place today!