About Us

With over 30 years in the mortgage industry, our journey has been defined by trust, innovation, and long-lasting client relationships. 

Our experienced team offers deep industry knowledge and a strong network in residential, commercial, and SBA financing.
At First Nation Financial, we help clients achieve their financial goals with confidence—whether you’re a first-time homebuyer, an investor, or a business owner seeking tailored financing solutions.

With a focus on integrity, transparency, and exceptional service, we strive to exceed our client’s expectations and build lasting relationships based on trust and mutual success.

Partner with First Nation Financial and embark on a journey towards financial security and prosperity today.

Our team

Agents You Can Trust

Fast & Agile Loan Process. Meet the team of loan officers that will help you

JOSHUA FARD, CEO

CEO, CA Dept. Of Real Estate,
Brkr. Lic. # 01047002, NMLS # 237217

Jan Fard, President

President
CA Dept. Of Real Estate,
Brkr. Lic. # 01047002, NMLS # 237217

Kam Zarnegar

VP of Origination,
CA Dept. Of Real Estate,
Brkr. Lic. # 01039303, NMLS # 235611

Sounder Alwar

VP of Operations

Jessica Koshki

VP of Operations

30+

Years of Experience

1000+

Five Star Experiences

5

Seasoned Mortgage
Specialists

24/7

Client Support Team